ICICI Bank Minimum Balance—Now💰 a Steep ₹50,000 for Savings Accounts
Minimum balance rules at ICICI Bank are changing from August 1, 2025, for all new accounts. This means new customers will need to keep much more money in their accounts than before.
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Metro/urban branches: ₹50,000 minimum balance (earlier ₹10,000)
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Semi-urban: ₹25,000 (earlier ₹5,000)
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Rural: ₹10,000 (earlier ₹2,500)
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Penalty: Capped at ₹500 for not maintaining balance
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Cash deposits: Only 3 free per month; extra charges after that
👉 Why this matters: Could push other banks to raise limits, affecting new savers.
🔗 Source: ICICI Bank Official Notice
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