SIP vs. PPF: Let’s deep dive into the most beneficial investment strategy in 59 secs.
- Public Provident Fund (PPF): A government-backed savings scheme offering a fixed interest rate of 7.1% per annum with a 15-year lock-in period.
- Systematic Investment Plan (SIP): Investing in mutual funds with potential returns averaging around 12% annually, though subject to market risks.
- Potential Returns:
- PPF: Investing ₹1.5 lakh annually could yield approximately ₹40 lakh after 15 years.
- SIP: The same annual investment might grow to around ₹60 lakh, depending on market performance. Business Today
So, in the confusion between SIP vs. PPF, you might get the clear winner per market returns.
Why this matters: Understanding these options helps investors align their choices with financial goals and risk tolerance.
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