New gold loan rules by RBI will now ask lenders to check if you can repay the loan—not just how much gold you have. This makes it harder for people without regular income papers to get big loans. NBFCs, which give many gold loans, have to follow this by 2026.
- Loan amounts may drop because of new gold + interest rule
- Lenders must now check your income
- NBFCs need to update their system for gold loan rules
👉 Why this matters: Gold loans are lifelines in India. These rules want to make them safer, but could make loans harder to get.
🔗 Source: Moneycontrol
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