Motor Insurance 🚘 | Easy Guide for First-Time Car Buyers
Car sales are hitting records, but motor insurance is where most new buyers mess up. Many pick only third-party cover, which backfires during claims. Experts say smart buyers should set the right IDV, go for comprehensive cover, and read the fine print before buying insurance.
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Passenger vehicle sales hit 4.3M in FY25
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Common mistake: only third-party coverage
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Smart move: set the correct Insured Declared Value (IDV)
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Useful add-ons: zero dep, roadside help, engine cover
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Avoid wasteful add-ons like tyre or daily allowance cover
👉 Why this matters: Understanding motor insurance basics protects car owners from big repair bills and rejected claims.
🔗 Source: India Today
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🖋️ Written and summarized by our editorial team using AI assistance and human review.
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