HDFC Bank has again lowered interest rates on FDs and savings accounts—the second time this month. This change follows the RBI’s rate cut. FD rates for 15–18 month plans are now 6.35% for regular customers. Savings account rates also dropped to 2.50% from June 24. If you plan to book an FD or RD, check the latest rates before you do.
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FD rate cut: 25 bps for some tenures
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New savings rate: 2.50%
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Early withdrawal still has a penalty
👉 Why this matters: Lower bank interest means your money earns less — plan smart.
🔗 Source: HDFC Bank
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