💰Want Better FD Returns? Here’s the solution
One-year FDs are low risk, have a decent reward, and are underrated! If you’re parking your money for just 12 months, don’t settle for average returns. Private banks like IndusInd offer 7%, while SBI lags at 6.45%. Even public banks like PNB are giving 6.80%—solid for a short term. Safe, insured, and flexible.
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✅ IndusInd: 7% (Top rate for private banks)
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✅ PNB: 6.80% (Best among PSUs)
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✅ SBI: 6.45% (India’s largest bank, lower yield)
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✅ DICGC insurance covers up to ₹5 lakh
👉 Why this matters: A 0.5% difference on large FD returns can mean thousands more in your pocket.
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🖋️ Written and summarized by our editorial team using AI assistance and human review.
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